About

Specialist understanding.
Whole-of-market access.

Professional Practice Loans understands not only lending products, but the commercial and cash-flow pressures unique to professional firms.

Who we are

One specialist conversation. A whole market of funding options.

Professional Practice Loans is a specialist advisory and brokerage service for professional practices. It is operated by Smart Funding Solutions, a whole-of-market commercial finance broker based in Chester.

We are a broker, not a lender. We aren't tied to one lender or one product. We assess the transaction, understand the pressure point behind it, and search the market for the most appropriate funding, with access to 300+ lenders.

Professional businesses aren't ordinary businesses. They have different income profiles, ownership structures and acquisition dynamics to conventional SMEs, and lenders who understand those dynamics exist across the market. Our job is to find them, structure the case and present your firm to them properly.

A UK-wide service

Local insight. National reach.

Based in Chester, we work with professional practices throughout the UK.

Professional Practice Loans

Specialist understanding. Whole-of-market access.

FIBA MemberNACFB Member

Professional finance arranged through an established commercial finance brokerage.

Established brokerage infrastructure

Professional Practice Loans combines specialist understanding of professional-practice funding with access to a broad commercial finance market.

The service is operated by Smart Funding Solutions.

Smart Funding Solutions is a trading style of Smart Funding Solutions Limited (FRN: 972740) who are Appointed Representatives of White Rose Finance Group Ltd (FRN: 630772) who are directly authorised by the Financial Conduct Authority.

Let's talk

Finance for
what's next.

Before you approach a lender, speak to someone who understands the transaction. Confidential, no-obligation initial discussion.