News

What the news means
for your practice.

Short, sourced commentary on the developments that change how professional practices plan, borrow and invest: tax and the Budget, regulation, insurance, NHS contracts and the market for buying and selling practices.

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A dentist and dental nurse treating a patient beside a chair, with an X-ray image on the surgery screen

Dental

How Do Dentists Fund Equipment for a New Practice? What a Welsh Group’s Tenth Site Shows

A Welsh dental group has grown from one practice to ten, using equipment finance for chairs, microscopes, X-ray machines and sterilisers. Here is how dentists usually fund the kit and refit for a new or refurbished surgery, and what lenders look at.

5 min read →
A fountain pen resting on a desk, ready for an agreement to be signed

Tax & the Budget

Selling a Practice or Buying Into a Partnership Before the Budget? What Could Happen to Business Asset Disposal Relief

Partners and owners planning a sale, and the people buying in, all want to know what the Budget on 28 October could do to Business Asset Disposal Relief. Here are today’s rules, what has been reported (none of it decided) and how to keep a deal on track.

8 min read →
A surveyor in a hard hat and high-visibility vest checking a building with a tablet

Surveyors

How Do Residential Surveyors Fund Setting Up on Their Own or Buying Out a Partner?

Two of the biggest money decisions a residential surveyor makes are going independent and buying out a partner. Here is what each one costs, the finance that usually pays for it and what lenders look at before they say yes.

7 min read →
A vet and a veterinary nurse examining a golden retriever, with an X-ray on screen and kennels behind them

Veterinary

How Do Independent Vets Fund Opening Another Practice? What a Cardiff Group’s Third Site Shows

An independent group in South Wales has opened its third practice, in a former bank branch in Cardiff, backed by six-figure bank funding. Here is what a new branch involves, how lenders look at it and how the CMA’s new rules fit in.

5 min read →
A black hearse with white flowers parked outside a stone chapel at dusk

Funeral Directors

The Co-op Is Selling Two Funeral Homes: Could an Independent Buy One, and How Is It Funded?

To clear its takeover of Southern Co-op, the Co-op has offered to sell two funeral homes, in Alton and near Earley. Here is who can buy them, when, and how independent funeral directors usually fund buying a funeral business.

4 min read →
A home carer chatting with an older woman in her living room

Care

How Much Do Councils Pay for Home Care in 2026/27? What the New Fee Rates Mean for Providers

The Homecare Association’s new report puts the average council fee at £25.37 an hour, with 61% of contracts below the cost of employing a care worker on the National Living Wage. Here is what the figures mean for home care providers’ cash flow and funding.

3 min read →
Sandstone buildings and shops on a sunny Glasgow street

Dental

Scotland’s 3.75% NHS Dental Pay Award: When Will It Be Paid, and What It Means for Practice Owners

Scotland has confirmed a 3.75% uplift to NHS dental fees and capitation for 2026/27, backdated to April. Here is when the money arrives, what else changes, and what it means for owners and buyers.

5 min read →
A traditional private office with a leather armchair and a wooden desk

Legal

The Law Society’s Small Firm Manifesto: What Is It Asking For, and What Does It Mean for Your Firm’s Finances?

The Law Society has published a manifesto for small firms and sole practitioners. Recruitment tops the list, alongside client account interest, audits, late payment and technology. Here is what it asks for and what it means for your firm’s funding.

4 min read →
A calculator and tax papers on a desk

Tax & the Budget

Autumn Budget 2026: What Professional Practices Should Plan For

The Chancellor delivers the Budget on 28 October. Here is what has been reported, what is already fixed for partners, owners and sellers, and how to plan the cash.

5 min read →
A modern dental surgery with treatment chair

Dental

NHS Dental Contract Changes 2026/27: What They Mean for Practice Finance

The 2026/27 contract changes are now running in practices, and the profession is pressing for more. What the new rules mean for owners, buyers and lenders.

4 min read →
A carer helping two residents with an activity at a table in a care home

Care providers

Skills for Care’s 2026 Workforce Report: What It Means for Care Providers

Vacancies are at their lowest in a decade, but workforce growth has slowed and international recruitment has fallen sharply. What the new figures, and the Fair Pay Agreement ahead, mean for care providers.

4 min read →
Leather-bound law reports on library shelves

Legal sector

SRA Fees 2026/27, the Compensation Fund and PII: Law Firms’ October Bill

Practising certificates, compensation fund contributions and many PII renewals all fall due in October. This year the regulatory part of that bill has risen sharply.

5 min read →
Tall buildings on the London skyline at dusk

Engineering

Gateway 2 and the New Building Safety Levy: What Consulting Engineers Should Plan For

The Building Safety Regulator’s latest figures show faster, more consistent Gateway 2 approvals, while the new Building Safety Levy took effect on 1 October. Here is what it means for engineering consultancies working on residential schemes.

3 min read →
A pharmacist taking a medicine box from a dispensary shelf

Pharmacy

Pharmacist Prescribing in Pharmacy First: What It Means for Pharmacy Owners

The regulations came into force on 1 October and five new prescribing pathways have been confirmed. What owners need in place, what is paid, and how to fund the investment.

4 min read →
A surveyor using a total station on a new housing development

Surveyors

RICS September Survey: Softer Demand and What It Means for Surveying Practices

RICS’s latest residential survey shows weaker buyer demand, falling agreed sales and fewer market appraisals, as rising interest rate expectations weigh on the market. Here is what that means for surveying practices.

3 min read →
A vet examining a dachshund in a consulting room

Veterinary

The CMA’s Vets Order: What Independent Practices Need to Do, and When

The CMA has made its Order on veterinary services. Here are the deadlines for practices with 14 or fewer sites, what the prescription fee caps are, and what it means for cash flow and investment.

4 min read →
A wall display of spectacle frames in an optician practice

Opticians

487 Enhanced Eye Care Services: What LOCSU’s Report Means for Practice Owners

Almost every Local Optical Committee now has an enhanced service running, and the high street is changing hands. Here is what that means for independent optician practices, and the equipment and space the work needs.

3 min read →
Partners in discussion around a boardroom table with laptops and papers

Accountancy

FRC Key Facts 2026: Fewer Audit Firms, an Older Profession and What It Means for Succession

The FRC’s latest Key Facts and Trends report shows the number of registered audit firms falling again, fewer new registrations and an older membership. Here is what it means for succession, fee blocks and practice deals.

3 min read →
A GP talking with a patient in a modern consulting room

GP & primary care

GP Contract Talks Resume: What It Means for Practice Finances

Formal talks between GPC England and the government have restarted, with escalation of collective action on hold. What the 2026/27 contract pays, what is at stake and how partners can plan the practice’s finances.

4 min read →
Two accountants reviewing figures and charts on a pair of screens

Accountancy

Making Tax Digital for Income Tax: What the First Quarter Means for Accountancy Practices

The first quarterly deadline has passed, the second is on 7 November and the threshold falls to £30,000 next April. What that means for capacity, pricing and investment in an accountancy practice.

4 min read →
A clinician walking towards the entrance of a modern private clinic at dusk

Private Healthcare

Self-Pay at a Record High: What PHIN’s Latest Data Means for Private Clinics

The latest PHIN data shows self-pay patients at a record share of private admissions, while insured activity dipped. Here is what the shift means for private clinics planning equipment, space and staff.

3 min read →
A trainer leading a group session with learners around a table

Education & Training

The £2,000 Apprenticeship Hiring Payment: What Training Providers Need to Know

A new £2,000 hiring payment for young apprentices began on 1 October, on top of fully funded training for smaller employers. Here is what it means for training providers’ recruitment, delivery and cash flow.

3 min read →
A barrister’s room in chambers, with a desk, screens and shelves of law reports

Barristers

A Record Crown Court Backlog: What It Means for Barristers’ Cash Flow

The Crown Court backlog has reached a new record, fee reform is still being finalised and the jury trial plans have changed. Here is what it means for when barristers are paid, and how to plan around it.

4 min read →
A financial adviser talking a couple through a report at a meeting table

Financial Advisers

Targeted Support Is Live and Ongoing Advice Rules Are Due: What Advice Firms Should Plan

The FCA has confirmed that final rules on ongoing advice are due by the end of the year, while targeted support is now live. With firm numbers falling, here is what the changes mean for advice firms’ investment, acquisitions and succession.

3 min read →
A funeral director in a dark suit talking with a family in a quiet arrangement room

Funeral Directors

Funeral Regulation Is Coming: What Funeral Directors Should Plan For

The government has told Parliament it will bring forward proposals to regulate the funeral sector in England and Wales. The detail is still to come, but the direction is clear. Here is what funeral directors can do now.

3 min read →
Architectural plans on a desk with drawing pens, a scale rule and a drawings tube

Architects

RIBA Future Trends: Architects’ Confidence Holds, but Only Just

The RIBA Workload Index held at +1 in September, positive by the slimmest of margins. Smaller practices are a little less gloomy, but workloads remain below last year. Here is what that means for cash flow, fees and investment.

4 min read →

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