For accountants & advisers
Your client needs funding. You want it handled properly.
Accountants, solicitors and other advisers introduce professional practice clients to us when they need finance. We search the whole market, prepare the case properly and keep you informed, so the relationship with your client stays yours.
- Whole-of-market access
- Keep your client relationship
- Track every referral
Your partner overview Example
Introductions12
In progress4
Completed8
Recent introductions View all →
| S. Carter & Co | Working capital | Offer received |
| Lakeside Legal | Practice acquisition | In progress |
| Marlow Associates | Refinance | Completed |
Whole-of-market searchWe access a wide panel of lenders to find the right solution.
We handle the lendersWe prepare the case, manage the process and save you time.
Keep your client relationshipYou remain the trusted adviser. We work in the background.
Transparent commissionClear, fair introducer commission, agreed in writing.
Professional practice expertiseWe understand the needs of professional practices.
I manage the VFO department at an accountancy practice and contacted Simon on behalf of a client whose unique situation made him appear unsuitable for finance. I had a chat with Simon and he got straight onto the case and found a fantastic finance deal which allows my client to take his business to the next level. Finance that appeared unattainable was sorted within a short period of time.
A simple, straightforward process
How it works
From introduction to completion, we make it simple for you and your client.
- 1
Introduce your client
Tell us about your client’s requirements using a short form, your own referral link or a quick call. Introduce the client only with their agreement.
- 2
We search the market
We assess the case and approach the most suitable lenders from across the market. No credit search is made for indicative terms.
- 3
We manage the process
We handle the lenders, negotiate terms and keep you and your client updated, often working from figures you have already prepared.
- 4
Completion
Once the finance completes, your introducer portal shows it as complete. Tax, accounts and structure stay with you, and so does the client.
Trusted by
professionals
We work alongside chartered accountants, solicitors, barristers’ clerks, practice brokers, valuers and advisers who support professional practices across the UK.
Supporting professional practices nationwide
Why accountants & advisers refer to us
A funding partner you can trust
We make it easy to support your clients with the right finance, while adding value to your advisory service.
- Save time and resource
- Access specialist expertise
- Better outcomes for your clients
- Strengthen your advisory offering
- Track every referral online
- A long-term partner you can rely on
Cases advisers send us
Including the ones others have turned down.
- Fee block and practice purchases
- Partner buy-ins, exits and succession
- Corporation tax, VAT and partners’ tax
- PII renewals and practising certificates
- Working capital and unsecured practice loans
- Practice acquisitions and refinancing
Some of the cases we are introduced to have already been declined by a bank or another broker. A clear explanation of the practice and its figures often makes the difference, and that is where your knowledge of the client helps most.
Working together regularly
A formal introducer arrangement.
If you expect to introduce clients regularly, we can agree a formal introducer arrangement. Its terms are agreed in writing before any introduction is made.
To talk it through, call us on 01244 267694, book a call or get in touch.
Introducers have their own introducer portal to submit enquiries for clients, send clients their own link to Instant Quotes and follow every deal through to completion.
For background on how lenders look at practices, the British Business Bank Finance Hub is a useful starting point.
Introducer scheme guide
Introducing a practice client, start to finish
What accountants, solicitors and practice brokers usually ask before making a first introduction, answered plainly.
Which clients to introduce
Law firms, accountancy practices, dental, veterinary, medical and other professional practices, and the partners and principals within them. Typical needs are fee block purchases, partner buy-ins, tax and VAT funding and practice acquisitions.
How introducer commission works
Lenders pay a commission when a deal completes. Introducers receive 50% of the commission we receive as standard, paid within 15 days of it reaching us, under the written referral agreement you accept online before your first introduction. The figure on each deal is shown in your portal.
Disclosure to your client
Before your client goes ahead, we tell them that you receive a share of our commission. You disclose it and obtain consent as your own professional rules require. ICAEW sets out its expectations in its guidance on referral fees and commissions, and solicitors follow the SRA Code of Conduct.
Your role and ours
You make the introduction, with your client’s agreement, and remain their trusted adviser. We prepare the case, approach the lenders and give the advice on the finance. You never need to recommend a product or handle client money.
Your client stays yours
We keep you updated with your client’s consent. The referral agreement stops us approaching your client about anything other than the finance you introduced them for, during the agreement and for two years after it ends.
Clients outside the professions
If a client is a trading business rather than a practice, such as a manufacturer needing asset finance or a contractor needing invoice finance, the same team arranges it through our wider business finance partner programme, with the same login.
Introducer questions
Questions advisers ask us
Who can introduce clients to Professional Practice Loans?
Accountants, bookkeepers, solicitors, barristers’ clerks, practice brokers and valuers, publishers and other advisers who work with professional practices. You can sign up online in a couple of minutes.
Does it cost anything to become an introducer?
No. It is free to join and there is no obligation to introduce a set number of clients. Your client pays nothing upfront either.
Do I keep the relationship with my client?
Yes. We arrange the finance and keep you informed with your client’s permission. Tax, accounts and structure stay with you, and we never approach your client about other services.
How do I track a client I have introduced?
Every introduction appears in your introducer portal with its stage, from enquiry received through to completion, so you can see where it is without chasing anyone.
Does an introduction affect my client’s credit file?
No credit search is made to show indicative terms. A lender only runs a credit search later, if your client chooses to apply.
Is there a written agreement?
Yes. Introducers accept a short referral agreement online before their first introduction, and its terms, including any commission, are agreed in writing.
What kinds of funding can you help with?
Fee block and practice purchases, partner buy-ins and succession, tax and VAT funding, PII premium finance, working capital, refinancing and property for professional practices, sourced from across the market.
How much commission do introducers receive?
Introducers receive a share of the commission we receive for arranging each completed deal, set out in a written referral agreement. The standard split is half to you and half to us. The amount depends on the lender, the product and the size of the facility, and the figure for each deal is shown in your introducer portal.
When is introducer commission paid?
Once the finance has completed and the commission has reached us, your share is paid within 15 days. If a lender ever claws commission back, your share of that amount is repaid, as the referral agreement sets out.
Should I tell my client that I receive commission?
Yes. We tell your client too, before they go ahead, that you receive a share of our commission. You disclose it and obtain any consent your own professional rules require, so the arrangement stays transparent for everyone.
Can accountants receive referral fees for finance introductions?
Accountancy bodies such as ICAEW and ICAS allow members to receive referral fees and commission where their client disclosure and consent rules are followed. ICAEW explains the position in its guidance on referral fees and commissions. Your own body’s rules always apply, and we cannot give legal or regulatory advice.
Can solicitors refer clients to a finance broker?
Yes. Solicitors introduce practice and business clients who need finance, and they follow the SRA Code of Conduct, which covers referrals and accounting to clients for any financial benefit received. Check how it applies to your firm before accepting a share of commission.
Do I need FCA authorisation to introduce a client?
Under the referral agreement you act as an introducer only. You pass on your client’s details with their agreement and we handle the application, the lenders and any advice on the finance. If you are unsure whether anything else your firm does needs authorisation, ask your professional body or compliance adviser. Our regulatory details are in the footer of every page.
Can I introduce a client that is not a professional practice?
Yes. Trading businesses that need asset finance, invoice finance, business loans or other funding are arranged by the same team through our wider business finance partner programme, using the same portal login.
Professional Practice Loans
Specialist understanding. Whole-of-market access.
Professional finance arranged through an established commercial finance brokerage.
Let's talk
Finance for
what's next.
Before you approach a lender, speak to someone who understands the transaction. Confidential, no-obligation initial discussion.
