Key facts: Cardiff
- Active GP practice organisations, CF postcode area
- 117
- Date of count
- 18 October 2026
- Contract held with
- Cardiff and Vale University Health Board
Count from the NHS Organisation Data Service, 18 October 2026.
GP practices in the CF postcode area
The NHS Organisation Data Service lists 117 organisations with an active GP practice role in the CF postcode area on 18 October 2026. Postcode areas run wider than city boundaries, so these counts include surrounding towns.
Practices hold their NHS contracts with Cardiff and Vale University Health Board. That contract, the partnership agreement and the surgery premises are what a lender reads first.
NHS Wales and the Cardiff practice
In Wales the contract is held with the local health board, here Cardiff and Vale University Health Board, and practices are inspected by Healthcare Inspectorate Wales. Lenders read it like an English GMS contract: dependable income, shared under the partnership agreement.
What Cardiff GP partners usually fund
The common cases are a partner buying in, a retiring partner being bought out, and surgery premises. See partner buy-in finance, premises finance, our guide to becoming a GP partner and the buy-in calculator.
Premises and security
In Wales a premises purchase brings Land Transaction Tax, which replaced Stamp Duty Land Tax from 1 April 2018 and is collected by the Welsh Revenue Authority. Lenders take a legal charge as in England. The Development Bank of Wales is the Welsh Government's business lender, and we can set it alongside the commercial lenders we approach.
Lenders for Cardiff GP practices
Lenders for GP practices are not organised by region, so neither is our search: for Cardiff, as anywhere, we search the whole market and approach the lenders whose criteria fit. Fees depend on the lender; nothing is payable upfront.
Common questions
How many GP practices are there in Cardiff?
The NHS Organisation Data Service lists 117 active GP practice organisations in the CF postcode area (18 October 2026), an area wider than the city.
Who holds the NHS contract for a Cardiff GP practice?
Cardiff and Vale University Health Board.
Which tax applies to a surgery purchase in Cardiff?
Land Transaction Tax, collected by the Welsh Revenue Authority, rather than Stamp Duty Land Tax.
