GP Surgery Loans Dundee

GP practices in Dundee

Public Health Scotland's July 2026 list shows 21 GP practices in the Dundee City health and social care partnership with 177,389 registered patients, 8,447 per practice. NHS Tayside as a whole had 59 practices averaging 7,612 patients. In Aberdeen the city average was 10,289.

City lists here are larger than the board average: more income under the Scottish GMS contract, but more pressure on rooms and staff, which is often what a premises or fit-out project solves.

GP premises in Scotland

Under Scotland's National Code of Practice for GP Premises (13 November 2017), GP contractors who own their premises can take interest-free GP Sustainability Loans of up to 20% of existing use value. Factor any such loan into a buy-in or retirement: it changes what a share is worth and what a lender will advance.

What Dundee GP partners usually fund

The common cases are a partner buying in, a retiring partner being bought out, and surgery premises. See partner buy-in finance, premises finance, our guide to becoming a GP partner and the buy-in calculator.

Premises and security

Buying a surgery in Scotland brings Land and Buildings Transaction Tax rather than Stamp Duty Land Tax. Lenders take a standard security under Scots law, registered in the Land Register of Scotland, and the purchase follows Scottish conveyancing from missives to settlement. Scottish Enterprise is the national economic development agency, though most practice borrowing is still arranged with commercial lenders.

Lenders for Dundee GP practices

There is no Dundee lender panel. Lenders that understand GP practices work across the UK, so we search the whole market for each case. Fees depend on the lender and nothing is charged upfront.

Common questions