Care Providers · London

Care Provider Finance London

How many care providers are registered in London, what lenders check and what London care providers usually fund. We are a whole-of-market broker: we arrange finance, we do not lend.

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Key facts: London

Active companies, SIC 87300 (residential care for the elderly and disabled), London registered office
2,182
Counted
18 October 2026
Rank among the 11 London professions on this site
7th

Count from the Companies House register, 18 October 2026.

Care providers registered in London

On 18 October 2026, 2,182 active companies with a London registered office gave SIC 87300, residential care for the elderly and disabled, as their business activity. That puts care providers 7th of 11 London professions here, behind law firms (2,933) and ahead of surveying practices (1,283).

SIC 87300 covers residential care for older and disabled people. Nursing homes (87100) and home care have other codes, so this is one part of the sector. A registered office is also not always where a firm trades.

Regulation and what lenders check

Care homes and home care services in England register with the Care Quality Commission, and a lender reads the latest CQC rating before it lends.

Lenders look at occupancy, fee levels and the mix of local authority and private residents, staffing costs and the CQC record.

What London care providers usually fund

Providers usually borrow for working capital while local authority fees are paid, refurbishment, equipment or expansion.

Wages are paid weekly or monthly, while local authority fees can arrive in arrears, so working capital is a recurring need.

Premises and security in London

A freehold for a care provider bought in England is subject to Stamp Duty Land Tax on non-residential rates. Any premises loan is secured by a legal charge registered with HM Land Registry. For leased premises, expect a lender to ask for the lease and to match the loan term to it.

Lenders for London care providers

We hold no lender lists by town, and lenders for care providers lend nationally rather than city by city. For a London case we search the whole market. Fees depend on the lender, with nothing upfront.

Common questions

How many care providers are there in London?

Companies House lists 2,182 active companies with SIC 87300 and a London registered office (18 October 2026). Partnerships and sole traders are not included.

Does a CQC rating affect care home finance?

Yes. Lenders read the latest CQC rating and any enforcement history, and a weak rating narrows the options.

Can you arrange finance for a London care provider?

Yes. We are a whole-of-market broker, not a lender, and search the market for lenders whose criteria suit the care provider. Fees depend on the lender; nothing upfront.

This guide is for general information only and should not be treated as legal, tax, accounting or financial advice. Funding availability and lender requirements depend on individual circumstances.

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