Funeral Directors & Funeral Homes · London

Funeral Director Finance London

How many funeral directors are registered in London, what lenders check and what London funeral directors usually fund. We are a whole-of-market broker: we arrange finance, we do not lend.

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Key facts: London

Active companies, SIC 96030 (funeral and related activities), London registered office
287
Counted
18 October 2026
Rank among the 11 London professions on this site
11th

Count from the Companies House register, 18 October 2026.

Funeral directors registered in London

On 18 October 2026, 287 active companies with a London registered office gave SIC 96030, funeral and related activities, as their business activity. That puts funeral directors 11th of 11 London professions here, behind optician practices (370).

SIC 96030 covers funeral directors, crematoria and related services. Long-established family firms that trade as partnerships are not counted. A registered office is also not always where a firm trades.

Regulation and what lenders check

Funeral plans have been regulated by the Financial Conduct Authority since 29 July 2022, so a funeral director selling plans must be authorised or act for an authorised provider.

Lenders look at funerals carried out each year, average fees, the premises and fleet, and the owner's experience.

What London funeral directors usually fund

Independents usually borrow to buy a business or a retiring owner's share, for hearses and limousines, or to buy or refit premises.

Vehicles are the largest recurring purchase, and specialist funeral vehicles hold value, which suits asset finance.

Premises and security in London

In England, a freehold for a funeral business bought outright attracts Stamp Duty Land Tax on the non-residential scale, and the lender's security is a legal charge at HM Land Registry. For leased premises, expect a lender to ask for the lease and to match the loan term to it.

Lenders for London funeral directors

We hold no lender lists by town, and lenders for funeral directors lend nationally rather than city by city. For a London case we search the whole market. Fees depend on the lender, with nothing upfront.

Common questions

How many funeral directors are there in London?

Companies House lists 287 active companies with SIC 96030 and a London registered office (18 October 2026). Partnerships and sole traders are not included.

Can a funeral director finance a hearse?

Usually, yes, through hire purchase or leasing, subject to the business figures and lender criteria.

Can you arrange finance for a London funeral business?

Yes. We are a whole-of-market broker, not a lender, and search the market for lenders whose criteria suit the funeral business. Fees depend on the lender; nothing upfront.

This guide is for general information only and should not be treated as legal, tax, accounting or financial advice. Funding availability and lender requirements depend on individual circumstances.

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