Chiropractors, Osteopaths & Physiotherapists · London

Physiotherapy Clinic Finance London

How many clinics are registered in London, what lenders check and what London clinics usually fund. We are a whole-of-market broker: we arrange finance, we do not lend.

  • Confidential, no-obligation discussion
  • Access to 300+ lenders
  • We are a broker, not a lender

“I would recommend them to anyone.”

  • Lender panel300+ lendersWhole-of-market search
  • Instant QuotesNo credit searchSee indicative quotes first
  • Who we helpChiropractic, osteopathy & physioSole traders, partnerships, LLPs and companies
  • Our roleSpecialist brokerWe approach suitable lenders for you

Photo: DiscoA340, CC BY-SA 4.0

Key facts: London

Active companies, SIC 86900 (other human health activities), London registered office
21,051
Counted
18 October 2026
Rank among the 11 London professions on this site
1st

Count from the Companies House register, 18 October 2026.

Clinics registered in London

Companies House lists 21,051 active companies giving other human health activities (SIC 86900) as their activity with a London registered office (18 October 2026). That is the largest of the London counts on this site, ahead of accountancy practices (8,594).

SIC 86900 is broad. It takes in physiotherapy, chiropractic and osteopathy clinics alongside many other health services, so the count is an upper bound, not a count of physiotherapy clinics. A registered office is also not always where a firm trades.

What lenders check for a London clinic

Physiotherapists register with the Health and Care Professions Council, chiropractors with the General Chiropractic Council and osteopaths with the General Osteopathic Council.

Lenders look at treatment income, the split between insured and self-paying patients, how many practitioners generate it and how long the lease has to run.

What London clinics usually fund

Clinic owners usually borrow to fit out treatment rooms, buy equipment, open another site or buy an existing clinic.

Income depends on practitioner hours, so lenders want to know which practitioners are employed, which are self-employed renting rooms, and how stable that is.

Premises and security in London

A freehold for a clinic bought in England is subject to Stamp Duty Land Tax on non-residential rates. Any premises loan is secured by a legal charge registered with HM Land Registry. If the building is rented, lenders read the lease closely: a short unexpired term caps the loan term.

Lenders for London clinics

There is no London lender panel. Lenders that understand clinics work across the country, so we search the whole market for each case. Fees depend on the lender and nothing is charged upfront.

Common questions

How many clinics are there in London?

Companies House lists 21,051 active companies with SIC 86900 and a London registered office (18 October 2026). Partnerships and sole traders are not included.

Can a clinic finance treatment couches and rehabilitation equipment?

Usually, through hire purchase or leasing, which spreads the cost over the equipment's working life.

Can you arrange finance for a London clinic?

Yes. We are a whole-of-market broker, not a lender, and search the market for lenders whose criteria suit the clinic. Fees depend on the lender; nothing upfront.

This guide is for general information only and should not be treated as legal, tax, accounting or financial advice. Funding availability and lender requirements depend on individual circumstances.

Let's talk

Talk it through
with a specialist.

Before you approach a lender, speak to someone who understands the transaction. Confidential, no-obligation initial discussion.

Finance of £25,000 or less for sole traders and small partnerships can be regulated consumer credit. We'll tell you at the outset if that applies to your firm.

Instant Quotes Schedule a Call